Why I'm NOT "In-Network" with Insurance Companies

A client reached out to me last week and asked me if I could explain why I don't accept insurance. Many people have this question. Here is my answer and my personal thoughts. I respect others who accept insurance. I believe that there are wonderful therapists who are in-network with insurance companies. However, I am not in network with any insurance companies and below you can read why.

I am exclusively a cash-pay private practice. This allows me to focus on providing personalized care for each client with no constraints from insurance companies. Some of the constraints that insurance companies may impose could impact the treatment planning process, the number of sessions, or the financial stress of "clawbacks." I like to avoid these constraints.

My priority is always to tailor care to each client's individual needs and goals.

For example- if you have a goal of wanting to work on your relationship with a family member, even though it isn't impacting your daily functioning or your ability to work, I believe that is still a valid goal for you. Insurance companies will vary on whether or not they would cover this. They tend to want a certain level of "dysfunction" before they will cover services. But what about prevention? Working on this relationship with this family member could very well prevent complicated grief if this family member were to pass away, or possibly improve your quality of life significantly.

I want you to be able to work on the goals and use the exercises that you find most important in your therapeutic journey.

I hope that no matter whether you choose to use your insurance or not, you find the best therapist for you. If there's a way I can help feel free to reach out.

Take Care!